Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, stands as a dedicated insurance agency exclusively serving the needs of contractors operating right here in the Valley of the Sun. We understand the unique risks and demands faced by local businesses involved in construction, general contracting, and related trades. At CCA, we are committed to being your trusted partner, providing tailored insurance solutions designed specifically for your success and protection.
Understanding Contractor Needs
Being a contractor in Phoenix means navigating a dynamic work environment. From commercial and residential construction projects to specialized trade services, the potential for unforeseen events is ever-present. Property damage, vehicle accidents involving job sites, worker injuries, and general liability concerns are all part of the landscape. These risks necessitate robust insurance coverage that goes beyond basic protection. At CCA, we focus on understanding the intricate details of your contracting business. We don't offer generic policies; we craft insurance solutions that address the specific exposures unique to your operations within this city.
Our Core Insurance Services for Local Contractors
We offer a comprehensive suite of insurance products meticulously designed for contractors working out of this Phoenix location:
General Liability Insurance: This is fundamental coverage for contractors. It protects your business from claims alleging bodily injury or property damage caused by your operations, including your employees, equipment, or business premises. Should a client trip and fall on your job site or a vehicle used for work cause damage, this policy provides essential financial protection.
Commercial Property Insurance: Your tools, vehicles, equipment, and potentially your place of business (if applicable) are vital assets. This insurance safeguards these valuable possessions against damage or loss due to events like fire, theft, vandalism, or natural disasters impacting the Phoenix area.
Commercial Auto Insurance: Contractors rely heavily on vehicles for transporting materials, equipment, and personnel. This specialized coverage is crucial, protecting your company's vehicles used for work purposes against accidents, collisions, and other incidents that could lead to significant repair costs or liability.
Workers' Compensation Insurance: Protecting your valued employees is paramount. This insurance provides necessary medical benefits and wage replacement if a worker is injured on the job. Arizona state mandates require this coverage for most contractors, and we ensure compliance while managing the claims process effectively.
Builder's Risk Insurance: If you're involved in new construction or major renovations, this specialized coverage protects the structure being built and materials on the site from damage before the project is completed. It offers peace of mind during the critical construction phase.
Professional Liability (Errors & Omissions): This coverage protects you against claims alleging that your professional services or advice resulted in financial loss for a client. It's particularly relevant for contractors involved in design, project management, or complex installations.
Business Owner's Policy (BOP): Often, a BOP bundles General Liability and Property Insurance into a cost-effective package tailored for small to medium-sized contractors. We evaluate if a BOP is the optimal solution for your specific needs at this Phoenix address.
Why Choose The Contractor's Choice Agency?
Choosing CCA means selecting an insurance partner who understands the local Phoenix contracting market. Our team possesses deep industry knowledge, allowing us to identify potential risks specific to jobs being bid and performed right here in this city. We provide personalized service, dedicating time to understand your unique business model and risk exposures. Our goal is to find the most competitive coverage options that fit your budget while ensuring comprehensive protection. We are committed to assisting you through the complexities of insurance, from initial policy selection to managing claims efficiently and effectively.
Contact The Contractor's Choice Agency Today
Ready to secure the insurance coverage your contracting business needs to thrive in Phoenix? Don't navigate the complexities of insurance alone. Visit our website at https://contractorschoiceagency.com/ to learn more about our services or to schedule a consultation with one of our insurance professionals. You can also reach us directly by phone at 844-967-5247. Let The Contractor's Choice Agency be your dedicated insurance partner right here in Phoenix.
Frequently Asked Questions (FAQs)
Q1: What types of contractors do you work with in Phoenix?
A1: We specialize in insurance solutions for a wide range of contractors operating in Phoenix, including general contractors, construction companies, specialty trade contractors (electrical, plumbing, HVAC, roofing), equipment rental businesses, and other businesses involved in physical construction or improvement work.
Q2: How can I get a quote for insurance at your Chandler Blvd location?
A2: You can request a quote online via our website https://contractorschoiceagency.com/, or you can call our office directly at 844-967-5247 to speak with one of our insurance agents who can provide a tailored quote based on your specific business needs.
Q3: What is the claims process like for contractors in Phoenix?
A3: Our claims process is designed to be straightforward and supportive for contractors in Phoenix. If an incident occurs, we guide you through the reporting process promptly. Our team works diligently to investigate the claim thoroughly, manage communication with adjusters, and advocate for your business interests to ensure a fair resolution.
Q4: Do you offer assistance with understanding insurance requirements for new contractors starting in Phoenix?
A4: Absolutely. As a new contractor in Phoenix, understanding insurance requirements can be daunting. Our team at CCA is experienced in guiding new businesses through the complexities of contractor insurance, helping you identify the essential coverages needed to protect your investment and comply with industry standards.
Q5: Can I make changes to my insurance policy if my business expands in Phoenix?
A5: Yes, as your business grows and takes on more projects in Phoenix, your insurance needs may change. We offer flexible policy adjustments. It's important to review your coverage annually or whenever your business scope changes to ensure you maintain adequate protection for your expanding operations within the Phoenix area.